In-House Non-QM Lending
Non-QM scenarios underwritten in house instead of brokered out to a third party.
Non-QM scenarios underwritten in house instead of brokered out to a third party.
Problem it solves
Non-QM files get brokered out, which means slower answers, thinner comp and no control over the outcome.
Why it matters to the loan officer
You keep the file, keep the client and get answers from an underwriter you can actually reach.
How it helps the client
A real decision on a non-traditional file instead of a referral to somebody else.
How it helps referral partners
Investor, self-employed and asset-based buyers stay with the same point of contact.
Real-world example
A DSCR investor scenario is reviewed in house and answered the same week rather than shopped to an outside lender.
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